Terms & Conditions

August 2022

TERMINOLOGY

The following terminology applies to these Terms and Conditions: "you" and "your" refers to you as an individual or you representing an entity. The “project team,” "we", "our" and "us", refers to the SocialFinanceLab consortium. The “Website” refers collectively to the interactive SocialFinanceLab platform and SocialFinanceLab project website.

AGREEMENT TO TERMS

The following Terms and Conditions outline the rules and regulations for use of the SocialFinanceLab platform and associated project website. By accessing the Website, you agree that you have read, understood, and agree to be legally bound by all Terms and Conditions contained within. IF YOU DO NOT AGREE WITH ALL OF THESE TERMS AND CONDITIONS, WHOLLY OR IN PART, YOU ARE EXPRESSLY PROHIBITED FROM USING THE WEBSITE AND YOU MUST IMMEDIATELY DISCONTINUE USE.

We are registered in Germany and have our registered office at Hasenlauf 4, Hude, Lower Saxony 27798. Our VAT number is USt-ID: DE267993457.

Changes and/or additional terms, conditions or documentation may be posted on the Website without prior notice and are hereby incorporated by reference. We reserve the right to make changes or modifications to these Terms and Conditions, at any time, as we deem necessary. The effective date of updates and changes is noted at the beginning of the policy. Your continued use of the Website indicates your agreement with and adherence to updated Terms and Conditions.

Persons accessing the Website from locations other than those represented by the project team are responsible for being familiar and complying with local laws and regulations.

INTELLECTUAL PROPERTY RIGHTS

The SocialFinanceLab project supports the proliferation of open education resources (OER) in an effort to achieve the United Nation’s Fourth Sustainable Development Goal, Quality Education. Therefore, the SocialFinanceLab Website is published under a Creative Commons (CC) license, namely, the CC-BY-Share Alike license.

The CC-BY Share Alike license enables others to use, modify, build upon, and reshare the material presented on the SocialFinanceLab Website as long as they credit the original author and license their own creations under the same license.

To learn more about OER and CC licenses, we suggest the following resources:

OER

Commonwealth of Learning., Butcher, N., Kanwar, A., Uvalic-Trumbic, S. 2011, 2015. A Basic Guide to Open Educational Resources (OER). United Nations Educational, Scientific and Cultural Organization. DOI: https://unesdoc.unesco.org/ark:/48223/pf0000215804.locale=en License: CC BY-SA 3.0 IGO

Creative Commons Licensing

When we share, everyone wins - Creative Commons

USER REGISTRATION & REPRESENTATION

To access some features and functionalities of the Website, you will be required to provide your email address. A password is not required to use the Website. Confirmation of your email address and thereby your identity and representation as a sentient being is required. By providing this data, you agree to receive electronic communication from us.

By using the Website, you agree to:

1) represent yourself honestly and accurately;

2) not access or engage with the Website in or for any illegal or unauthorized purpose; and

3) not access or engage with the Website in an automated fashion (as a bot or other non-human entity).

We retain the right to refuse your usage of the Website at any time and remove any content you may have contributed. This includes the removal of content that is inappropriate, incomplete, and/or outdated.

USER GENERATED CONTRIBUTIONS

When contributing to or engaging with the Website in any way, shape or form, (e.g. creating content, commenting, engaging in dialogue, etc.), you agree to:

Respect applicable copyright laws
Contribute only that which you have the legal right to do so
Contribute only what is accurate and not misleading
Contribute only what is relevant to the Website topic(s) and purpose
Be respectful and considerate of all users

PROHIBITED USES & ACTIVITIES

You may not use the Website for purposes other than that for which it is made available and intended.

As a user of the Website, you agree not to:

Misrepresent yourself
Engage in unlawful, unkind, disrespectful, threatening, unauthorized or otherwise harmful, or potentially harmful, activity
Interfere with the functionality of the Website
Use the Website, in whole or in part, for purposes other than those it was developed and designed
Sell or transfer ownership of uploaded content to another person or entity
Change or delete the content of the Website (other than your own and except as allowed under the applicable OER license)
Knowingly disregard copyright rules and regulations
Violate privacy or publicity rights
Link to or reference any material that violates these Terms and Conditions
Distribute spam or other unsolicited information or communication

SOCIAL MEDIA

In creating your own content on SocialFinanceLab, you may choose to link your content to your social media accounts. By posting such information on SocialFinanceLab you accept that users of SocialFinanceLab may access and link to your or your organisation’s social media account.

THIRD-PARTY WEBSITES AND CONTENT

The Website contains links to other internet websites containing articles, documents, templates, videos, pictures, etc. We, the project team, are not responsible for the content of such third-party websites and cannot guarantee their accuracy or appropriateness. Be aware that third-party websites are published under their own copyrights and licenses.

WEBSITE MANAGEMENT

The Website is managed by the project team. We retain the right, but are not obligated to:

Ensure that use of the Website adheres to these Terms and Conditions

Add or remove content, profiles, or registrations to maintain the quality and integrity of the Website

Pursue legal action against those who do not adhere to the Terms and Conditions

Manage the Website as deemed necessary to enable its functionality, effectiveness and efficiency

Click to go to our Privacy Policy.

If you suspect that a copyright infringement has occurred, please contact us.

GOVERNING LAW

These Terms and Conditions are governed by German law. Should arbitration or litigation of any kind come into play, it will be conducted under the laws and regulation of Lower Saxony, Germany.

DISPUTE RESOLUTION

Conflict or dispute over any part of these Terms and Conditions will be dealt with, first and foremost, through informal negotiations. Such negotiations should be pursued for a minimum of 60 days before pursuing further legal action. Please view the Website Imprint for more information on the degree of liability that applies to SocialFinanceLab and the project consortium.

CORRECTIONS

We reserve the right to make corrections to the Website at any time, without prior notice.

DISCLAIM

AS AN ERASMUS + CO-FUNDED PROJECT, THE SOCIALFINANCELAB PROJECT AND WEBSITE AIM TO PROVIDE HIGH-QUALITY EDUCATIONAL MATERIAL AT NO COST TO THE USER. WHILE THE PROJECT CONSORTIUM IS RESPONSIBLE FOR THE MANAGEMENT AND MAINTENANCE OF THE WEBSITE, EACH INDIVIDUAL USER IS RESPONSIBLE FOR EVALUATING THE QUALITY AND APPLICABILITY OF CONTENT PRESENTED FOR MEETING THEIR OWN NEEDS. MATERIALS ON THE WEBSITE ARE PRESENTED “AS IS,” AND SHOULD BE ASSESSED ACCORDINGLY. THE SOCIALFINANCELAB TEAM IS NOT RESPONSIBLE OR LIABLE FOR ANY DAMAGES RESULTING FROM THE USE OF INFORMATION OR MATERIAL AVAILABLE PRESENTED ON THE SOCIALFINANCELAB WEBSITE. ADDITIONALLY, THE SOCIALFINANCELAB TEAM IS NOT RESPONSIBLE FOR THE BEHAVIOR OF ITS USERS OR ANY DAMAGE OR OFFENSE THEY MAY CAUSE.

SOCIALFINANCELABE IS CO-FUNDED BY THE ERASMUS + PROGRAM. SOCIALFINANCELAB IS A CREATION OF THE SOCIALFINANCE CONSORTIUM. THE UROPEAN COMMISSION AND THE GERMAN NATIONAL AGENCY ARE NOT RESPONSIBLE FOR ANY USE THAT MAY BE MADE OF THE INFORMATION IT CONTAINS.

USER DATA

Data uploaded to the Website will be maintained to ensure the functionality of the Website. We, the project team, are not liable for the loss, damage, modification or other alteration of said data occurring as a result of Website maintenance activities. Please refer to our Privacy Policy for more information on User Data.

To report or resolve a concern or complaint regarding the Website or to receive further information regarding the use of the Website, please contact us at:

Domhan Vision UG (haftungsbeschränkt)

Hasenlauf 4

27798 Hude

Germany

Phone: +49 (0) 4408 386 9773